Umgaqo-nkqubo Wobumfihlo beFinSnap

1. Introdakshini

Le Migaqo yeMfihlo ("Migaqo") ichaza indlela umphuhlisi wesicelo seFinSnap ("Umphuhlisi", "thina", "kuthi", "okwakho") aqokelela, asebenzise, agcine, kwaye avikele idatha yomntu yabasebenzisi besicelo seFinSnap (okanye "Isicelo").

Ngokusebenzisa iSicelo, uyavuma imigaqo yale Migaqo. Ukuba awuvumi naziphi na iimeko, nceda ungasebenzisi iSicelo.

2. Yintoni Idatha Esiyiqokelelayo

Idatha Oyinikayo

Xa usebenzisa uMsebenzi, siqokelela iintlobo ezilandelayo zedatha ozinikezayo ngqo:

• Iinkcukacha zeakhawunti: idilesi ye-imeyili (xa ubhalisela), i-Apple ID okanye i-Google ID (xa usebenzisa ukungena ngemvume kwezenhlalo)
• Idatha yezezimali: iintshukumo (ingeniso kunye neendleko), iimali, iinyanga, iinkcazo, iikholamu, iakhawunti

Idatha eqokelelwe ngokuzenzekelayo

Xa usebenzisa uMphakathi, siqokelela ngokuzenzekelayo idatha elandelayo:

• Idatha yokusebenzisa: indlela oyisebenzisa ngayo iMphakathi, iimpawu ozivulayo, ixesha lokusebenzisa
• Idatha yezeMveliso: uhlobo lwezixhobo, inguqulelo yesistim, inguqulelo yeSicelo, umfanekiso oyingqayizivele wezixhobo
• Idatha yephutha: ulwazi malunga neziphumo kunye neempazamo ukuze kuthuthukiswe ukuzinza kweSicelo
• Idatha ye-Analytics: iisikhumbuzo ezihlanganisiweyo malunga nokusetyenziswa kweempawu zeSicelo

OKU KUKHULU: IMQATHA: Asiqokeleli idatha yeebhanki, iikhredithi zokuhlawula, amagama aphakathi eebhanki, okanye eminye imiyalelo yezezimali ebalulekileyo engangena ngqo kuwe kwiSicelo.

Idatha yeMisebenzi yePro

Xa usebenzisa iimpawu zePro (ukufunda iirekhodi, ukungena ngomsindo, ukucubungula iirekhodi zebhanki), siqokelela le datha ilandelayo:

• Iifoto zeerekhodi: zifakwe ukuze ziqwalaselwe nge-OpenAI API
• Umgqibelo wezwi: urekhodiwe ukuze uguqulwe ube mtext nge-OpenAI API
• Iingxelo zebhanki: iifayile ze-PDF kunye ne-CSV ezifakwe ukuze zihlolwe nge-OpenAI API
• IMQATHA: Le datha ayigcinwanga kwiiseva zethu. Isetyenziselwa kuphela ukucubungula nge-OpenAI API kwaye icinywa ngokukhawuleza emva kokucubungula.

Idatha Esingayiqokeleli

Siyaziqonda ukuba asiqokeleli ezi ntlobo zedatha:

• Iidatha zebhanki okanye iikhredithi zokuhlawula
• Amagama aphinile kwiakhawunti zebhanki okanye kwiinkonzo ezinye
• Iidatha ze-biometric (iimpawu zeminwe, i-Face ID) — zisebenza kuphela kwi-devices zakho
• Idatha yeGeolocation — iNtlawulo ayiceli ukufikelela kwi-geolocation

3. Indlela esisebenzisa ngayo idatha eqokelelweyo

Sisebenzisa idatha eqokelelweyo kuphela ngeenjongo ezilandelayo:

Ukubonelela ngeMisebenzi eBalulekileyo

• Ukwenza umkhondo kunye nokubonisa iintlawulo zakho (ingeniso kunye neendleko)
• Ukuhambisa idatha phakathi kwezixhobo zakho (kubasebenzisi abaqinisekisiweyo)
• Ukubonelela ngohlalutyo kunye nezibalo kwiimali zakho
• Ukucubungula iimpawu zePro: ukuchonga iirekhodi, ukufaka ngomsindo, ukuhluza iirekhodi zebhanki

Uphuculo lweMisebenzi yeSicelo

• Ukuhlalutya iimpazamo kunye nokuphahlazeka ukuze kuthuthukiswe ukuzinza kweSicelo
• Uphando lwamava omsebenzisi ukuze kuthuthukiswe ubume kunye neempawu
• Ukwakha iimpawu ezintsha ngokusekelwe kwiimfuno zomsebenzisi
• Ukuphucula ukusebenza kweSicelo

Ukhuseleko kunye neMigaqo-nkqubo

• Ukuqinisekisa ukhuseleko lweakhawunti yakho kunye nedatha
• Ukuthintela ubugebengu kunye nokuxhaphaza

OKU KUKHULU: OKUKHULU: Asisebenzisi idatha yakho kwiintengiso, kumashishini, okanye ukudluliselwa kwiindawo zangaphandle ngeenjongo zabo zeshishini. Yonke idatha isetyenziselwa kuphela ukuqinisekisa ukuba uhlelo lusebenza.

4. Ukugcina indawo kunye nokuhambelana

Ugcino Lwedatha Lwasekhaya

Yonke idatha yakho igcinwa kwi-device yakho kwi-storage ephephile:

• Expo Secure Store — yokugcina idatha efihliweyo (ama-token okungena, iikey) • Expo SQLite — yokugcina iintlawulo, iikholamu, ama-akhawunti, kunye nezinye iinkcukacha zezezimali • AsyncStorage — yokugcina iisetting zomsebenzisi kunye neenketho

Ukuhlela kweServer

Kubasebenzisi abaregistriweyo, idatha ikwasihlanganiswa ne-server yethu ukuqinisekisa:

• Ukufikelela kwidatha kwiindawo ezininzi
• Ukwenziwa kokugcina idatha ukuze ungayilahli okanye utshintshe idivayisi
• Uphuculo lwedatha xa ungene kwi divayisi entsha
• Ukwenziwa kokuhambelana kwexesha lokwenyani kwezinto ezitshintshayo phakathi kweedivayisi zakho zonke

Ukusetyenziswa Okungaziwa

Uhlelo lungasetyenziswa ngaphandle kokubhaliswa. Kule meko:

• Yonke idatha igcinwa kuphela kwi-device yakho
• Ukudibanisa kwe-server akukhona
• Idatha ayinakubuyiselwa ukuba idivayisi ilahlekile

5. Iikuki kunye ne-Analytics

Iikuki zeWebhusayithi

Iwebhusayithi yethu (iphepha lokufika) isebenzisa iikuki kunye neetekhnoloji ezifana ukuze iqokelele ulwazi malunga nezivakashi. Sisebenzisa ibhena yeekuki evumela ukuba ukhethe ukuba zeziphi iikuki ofuna ukuzivumela.

I-Google Analytics

Kwiphepha lewebhu, sisebenzisa iGoogle Analytics ukuhlanganisa iimeko ezingaziwa malunga nezivakashi:

• Inani lezivakashi kunye neephepha ezijolise kuzo
• Imithombo yeendlela (ukuthi abasebenzisi baphuma phi)
• Ixesha elichithwe kwi-site
• Indawo yeofisi yezi visit (kwizinga lehlabathi)

I-Google Analytics ivuliwe kuphela emva kokuvuma kwakho ngombhoxo we-cookie. Ungathatha umva kokuvuma nanini na. Idatha iqokelelwa ngokuqhelekileyo kwaye ayivumeli ukuchongwa komsebenzisi ophakathi.

Uhlalutyo lweNtloko yeSicelo

Kwi-app ye-mobile ngokwayo, sisebenzisa ezi zikhumbuzo zohlalutyo:

• Sentry — yokulandelela iimpazamo kunye nokuphosa kwiSicelo
• Isegmente — yokuhlola umphumo womsebenzisi kunye nemikhwa kwiSicelo

6. Ukwabelana ngedatha neZithathu

Sabelana ngedatha nezinye iindawo kuphela kwiimeko ezilandelayo kwaye kuphela ukuze kuqinisekiswe ukuba iSicelo iyasebenza:

Iinkonzo ze-Analytics

• ISentry — yokulandelela iimpazamo (idatha yeempazamo zobuchwepheshe kuphela ithunyelwa, ngaphandle kolwazi lomntu)
• ISegment — yokuhlalutya amava omsebenzisi (idatha eqokelelweyo malunga nokusetyenziswa kweempawu ithunyelwa)

Le misebenzi isinceda ukuba siphucule iSicelo kodwa ayinakho ukufikelela kwi data yakho yezezimali okanye ulwazi lomntu.

OpenAI API

• OpenAI API — yokucubungula iMisebenzi yePro (ukufumanisa iirekhodi, ukungena komlomo, ukucubungula izitatimende)
• IMQATHA: Yonke idatha ithunyelwa kwi-OpenAI API ngokuqhelekileyo, ngaphandle kolwazi lomsebenzisi. Iifoto ze-receipt, iirekhodi zomlomo, kunye neefayile ze-statement AZIGCINI kwiiseva zethu kwaye zicinywa ngokukhawuleza emva kokuphunyezwa.

Ukusetyenziswa kwe-OpenAI API kulawulwa ngumgaqo-nkqubo wobumfihlo be-OpenAI. Sicebisa ukuba ubheke umgaqo-nkqubo wabo ukuze ufumane ulwazi olupheleleyo.

Iiplatifomu zeMali

• I-App Store (Apple) — yokucubungula iintlawulo zokubhalisela kwi-iOS
• I-Google Play — yokucubungula iintlawulo zokubhalisela kwi-Android
• Asinakho ukufikelela kwiinkcukacha zakho ze khadi letyala okanye iikhrayither. Zonke iinkcukacha zentlawulo zicubungulwa ziiphalethi.

Ukwenziwa kokuhlawulwa kwenzeka ngokuhambelana nemigaqo-nkqubo yokhuseleko yeepalethi ezahlukeneyo.

7. Ukugcina Idatha

Ixesha lokugcina idatha

Sigcina idatha yakho kwiimeko ezilandelayo:

• Nxa iakhawunti yakho isebenza — idatha igcinwa kwi-server ukuqinisekisa ukuhambelana kunye nokugcina
• Emva kokususa iakhawunti — yonke idatha iyasuswa kwi-server ngokukhawuleza, ngaphandle kokwenzeka kokubuyiselwa
• Kubasebenzisi abanokubhaliswa kokuphila — idatha igcinwa kwi-server de kube iakhawunti isuswa, nokuba kukho ukungasebenzisi ixesha elide kweSicelo

Ukugcina Kwendawo

Idatha kwi-device yakho igcinwa de:

• Uqhawula uhlelo kwi-device
• Ukhetha inketho ethi "Qhubula Onke Amaxwebhu" kwi-settings zehlelo
• Uwenza umphumo wedatha yedivayisi

Ukucima Idatha

Ungacima idatha yakho nanini na:

• Ngokusebenzisa iisetingi zeNtlawulo ngokukhetha inketho ethi "Susa Onke Amaxwebhu"
• Ngekhonkco lokukhetha ukususa idatha kwi-server (kubasebenzisi abarejistriweyo)
• Ngokuthumela isicelo sokususa idatha ku: support@finsnap.app

Emva kokususa idatha, ukuphinda kubuyiswe akukwaziwa. Qinisekisa ukuba unokugcina idatha yakho ukuba uyayidinga.

8. Ubumfihlo bedatha

Sisebenzisa iindlela ezahlukeneyo zokhuseleko ukunceda ukuvikela idatha yakho kwi-access engavumelekanga, ukuguqulwa, ukuveza, okanye ukutshatyalaliswa:

Iziqinisekiso zezeMali zobuchwephesha

• Ukufihla idatha ngexesha lokuhanjiswa (HTTPS/TLS)
• Ukufihla idatha kwi-server
• Ukugcina ngokuphepha iithokheni zokuvuma kwiindawo zokugcina ezikhuselekileyo zedivayisi

Iziqinisekiso Zokusebenza

Siyanciphisa ukufikelela kwi data yakho:

• Abantu abavunyelwanga kuphela banokufikelela kwiiseva ezine data
• Ukufikelela kunikezwa kuphela kumgangatho ofunekayo ukwenza imisebenzi yomsebenzi
• Zonke izenzo zedatha zirekhodwa ukuqinisekisa umthwalo wemfanelo

Ukhuseleko lweZixhobo

Ukuze uvikele idatha kwi zixhobo zakho, siphakamisa:

• Ukusebenzisa ukuvalwa kwesikrini (iphasiwedi, umfanekiso wombono, i-Face ID)
• Ukungadluliseli umphakathi kwiindawo zangaphandle ngaphandle kokulawula kwakho

9. Amalungelo Akho

Ngokuhambelana nemigangatho yamazwe ngamazwe yokhuseleko lwedatha yomntu, unamalungelo alandelayo:

Ilungelo lokufikelela

Unelungelo lokufumana ulwazi malunga nokuba yintoni idatha yomntu esiyigcinayo ngawe:

• Cela ikopi yazo zonke idatha zakho ezigcinwe kwiiseva zethu
• Funda indlela esisebenzisa ngayo idatha yakho

Ilungelo lokulungisa

Unelungelo lokulungisa idatha engalunganga okanye engaphelelanga:

• Lungisa idatha ngqo kwiSicelo
• Cela ukulungiswa kwedatha engakwazi ukutshintshwa kwiSicelo
• Vuselela ulwazi kwi-akhawunti yakho

Ilungelo lokususa

Unelungelo lokususa idatha yakho yomntu:

• Susa idatha ngokusebenzisa iimeko zeNtloko
• Cela ukususa iakhawunti kunye nedatha yonke ebandakanyekayo
• Withdraw consent for data processing

Ilungelo lokuThumela idatha

Unelungelo lokuthumela idatha yakho:

• Thumela zonke iintshukumo kwi-format ye-CSV ngokusebenzisa iisetingi zeNtlawulo
• Fumana ikopi yeedata zakho zonke kwiifomathi ezilungiselelwe
• Transfer data kwi-app okanye kwi-service enye

Ilungelo lokuVimba ukuProcessing

Unelungelo lokunciphisa ukucubungula idatha yakho kwiimeko ezithile:

• Phikisa ubungqina bedatha kwaye ucele ukunciphisa ukucubungula de kuqinisekiswe
• Cela ukunciphisa ukucubungula ukuba idatha icubungulwa ngokungemthethweni
• Withdraw consent for data processing for certain purposes
• Sebenzisa uhlelo ngaphandle kokubhalisela, okuvinjwa ukuhlanganiswa kwedatha

10. Ukunxibelelana nge-imeyile

Iimeko zeTekhnoloji

Sithumela iimeko ze-imeyile kuphela ngeenjongo zeTekhnoloji ezilandelayo:

• Uqinisekiso lokubhaliswa kweRakhudi
• Ukubuyiselwa kwephasiwedi (ukuba kusetshenziswa)
• Izenzo zokwazisa malunga nezinguquko ezibalulekileyo kwiSicelo okanye kwiNqubomgomo yoKhuseleko

Iintengiso zokuThumela

ASITHUMI i-imeyili zokuthengisa, imiyalezo yokukhuthaza, okanye i-spam.

• Asithumeli iindaba zeemveliso
• Asithumeli iimfuno zokukhuthaza
• Asithumeli ulwazi malunga neenkqubo zethu zentsebenziswano
• Asabelani nge-imeyile yakho nabanye abantu ukuze sithumele iintengiso

Ukuba ufumana i-imeyile kuthi ebonakala ngathi iyintengiso, nceda usazise kwi support@finsnap.app.

11. Ubumfihlo beNgane

I-FinSnap Application ijolise kubasebenzisi abaneminyaka eyi-6 ubudala nangaphezulu. Asiqokeleli ngokuqinisekileyo idatha yomntu kwiingane ezingaphantsi kweminyaka eyi-6 ngaphandle kwemvume yabazali okanye umgibeli onobuchule.

Ukuba sifumanisa ukuba siqokelele idatha yomntu kwi ngane engaphantsi kweminyaka eyi-6 ngaphandle kwemvume efanelekileyo, siza kuyicima le datha ngokukhawuleza. Ukuba ungumzali okanye umgibeli kwaye ucinga ukuba ingane yakho isinike idatha yomntu, nceda uqhagamshelane nathi: support@finsnap.app

12. Utshintsho kwiMigaqo yeMfihlo

Singakwenza ukuba sithuthukise le Migaqo yeMfihlo ngexesha elithile. Siza kukwazisa ngazo naziphi na utshintsho olukhulu:

• Ngomnxeba kwiSicelo
• Ngemeyili (ukuba unengxowa ebhalisiweyo)
• Ngokupapasha inguqulo ehlaziyiweyo kule ndawo
• Ngokutshintsha umhla "Uhlaziywe okokugqibela" ekuqaleni kweMigaqo

Kuhlonitshwa ukuba uhlole rhoqo inguqulelo yangoku yeMigaqo yeMisebenzi. Ukusetyenziswa okuqhubekayo kweSicelo emva kokuba kwenziwe utshintsho kubonisa ukuba uyavuma iMigaqo ehlaziyiweyo.

13. Ukuhanjiswa kweDatha kwiMimandla eNgaphandle

ISicelo seFinSnap siqwalaselwe ukusetyenziswa kwihlabathi liphakathi. Idatha yakho ingagcinwa kwaye iproseswe kwiiseva ezikwiimeko ezahlukeneyo, kubandakanywa nemimandla engaphantsi komthetho wakho.

Ngokunikezela ngedatha yakho, uyavuma ukudluliselwa kwayo kunye nokugcina kwiiseva nakweliphi ilizwe apho thina okanye abaphakeli bethu benza khona. Sisebenzisa iimeko zokhuseleko ezifanelekileyo ukuvikela idatha yakho naphi na apho ikhona, ngokuhambelana nale Migaqo-nkqubo yoKhuseleko kunye nomthetho ofanelekileyo.