1. Isingeniso
Le Nqubomgomo Yokuvikela Ubumfihlo ("Nqubomgomo") ichaza ukuthi umthuthukisi wesicelo seFinSnap ("Umthuthukisi", "thina", "kithi", "okwakho") uqoqe, usebenzise, agcine, futhi avikele idatha yomuntu siqu yabasebenzisi besicelo seFinSnap (okuthiwa "Isicelo").
Ngokusebenzisa Isicelo, uvuma imigomo yale Nqubomgomo. Uma ungavumi nganoma yimaphi imigomo, sicela ungasebenzisi Isicelo.
IMPORTANT: Asithengisi noma sithumele idatha yakho yomuntu siqu kwabanye abantu ukuze bayisebenzise ngokuhweba. Yonke idatha isetshenziswa kuphela ukuqinisekisa ukuthi uhlelo lusebenza futhi kuthuthukiswe ulwazi lomsebenzisi.
2. Yiziphi Imininingwane Esiyiqoqayo
Imininingwane Oyinikezayo
Lapho usebenzisa uhlelo lokusebenza, siqoqe lezi zinhlobo zedatha ezilandelayo ozihlinzekayo ngqo:
- Iziqu ze-akhawunti: ikheli le-imeyili (nxa ubhalisela), i-Apple ID noma i-Google ID (nxa usebenzisa ukungena ngemvume kwezenhlalo)
- Idatha yezimali: ukuthengiselana (imali engenayo nezindleko), izimali, izinsuku, incazelo, izigaba, ama-akhawunti
Idatha Eqoqiwe Ngokuqondile
Ngesikhathi usebenzisa uhlelo lokusebenza, siqoqe ngokuzenzakalelayo idatha elandelayo:
- Idatha yokusetshenziswa: indlela oyisebenzisa ngayo uhlelo lokusebenza, izici ozivulayo, isikhathi sokusetshenziswa
- Idatha yezobuchwepheshe: uhlobo lwesixhumi, inguqulo yesistimu yokusebenza, inguqulo yeSicelo, umkhiqizo oyingqayizivele wesixhumi
- Idatha yephutha: ulwazi mayelana nezinkinga neziphazamiso ukuze kuthuthukiswe ukuzinza kweSicelo
- Idatha ye-Analytics: izibalo eziqoqiwe zokusetshenziswa kwezici zeSicelo
IMPORTANT: KUBALULEKILE: Asiqoqi idatha yekhadi lebhange, izitifiketi zokukhokha, amagama okungena kwi-akhawunti yebhange, noma eminye imininingwane yezezimali ebucayi engafakwa ngqo ngu-{{variable}} kwi-Application.
Idatha Yeziqu Zobuchwepheshe
Nxa usebenzisa izici zobuchwepheshe (ukuhlola amakhophi, ukungena ngomlomo, ukuhluza izitatimende zebhange), sihlela le datha elandelayo:
- Izithombe ze-receipt: zifakwe ukuze ziqashelwe nge-OpenAI API
- Ukurekhodwa kwezwi: kuqoshwe ukuze kushintshwe kube umbhalo nge-OpenAI API
- Izitatimende zebhange: amafayela e-PDF kanye ne-CSV afakwe ukuze ahlaziywe nge-OpenAI API
- KIMPORTANT: Le datha AYIGCINWA ezinsizakalweni zethu. Isetshenziswa kuphela ukuze processing nge-OpenAI API futhi iyasulwa ngokushesha ngemuva kokucubungula.
Idatha Esingayiqoqi
Siyaziqhenya ukuthi ASIQOQI lezi zinhlobo zedatha ezilandelayo:
- Idatha yekhadi lebhange noma iziqinisekiso zokukhokha
- Amakhodi okungena kumakhasi ebhange noma ezinye izinsizakalo
- Idatha ye-biometric (izithupha, i-Face ID) — isetshenziswa kuphela endaweni yakho
- Idatha ye-geolocation — uhlelo aluceli ukufinyelela kwi-geolocation
3. Indlela Esisebenzisa Ngayo Idatha Etholakele
Sisebenzisa idatha etholelwe kuphela ngezizathu ezilandelayo:
Ukuhlinzeka Ngemisebenzi Eyisisekelo
- Ukulandela nokubonisa ukuthengiselana kwakho (imali engenayo nezindleko)
- Ukuhlela idatha phakathi kwezinsiza zakho (kubasebenzisi abaqinisekisiwe)
- Ukuhlinzeka ngokuqonda kanye nezibalo ngemali yakho
- Izici zePro ezisebenzayo: ukuqashelwa kwemibhalo, ukungena komsindo, ukuhunyushwa kwemibhalo yasebhange
Ukuthuthukisa Ukusebenza Kwehlelo
- Ukuhlaziya amaphutha nokuphahlazeka ukuze kuthuthukiswe ukuzinza kweSicelo
- Ukutadisha isipiliyoni somsebenzisi ukuze kuthuthukiswe ubuso bokusebenza nezici
- Ukuthuthukisa izici ezintsha ngokusekelwe ezidingweni zomsebenzisi
- Ukuhlela ukusebenza kohlelo
Ubumfihlo kanye Nokuhambisana
- Ukuqinisekisa ukuphepha kwe-akhawunti yakho nedatha
- Ukuvimbela ubugebengu nokuhlukunyezwa
IMPORTANT: OKUBALULEKILE: Asisebenzisi idatha yakho ukuze sikhangise, sithengise, noma sithumele kwabanye ukuze benze izinjongo zabo zokuhweba. Yonke idatha isetshenziswa kuphela ukuze kuqinisekiswe ukuthi uhlelo lusebenza.
4. Ukugcina Endaweni Nokuhlanganiswa
Ukugcina Idatha Endaweni
Yonke idatha yakho igcinwa endaweni yakho kudivayisi yakho ekugcineni okuphephile:
• I-Expo Secure Store — yokugcina idatha eyimfihlo (ama-token okugunyazwa, ama-key wokufihla)
• I-Expo SQLite — yokugcina ukuthengiselana, izigaba, ama-akhawunti, nolwazi lwezezimali olunye
• I-AsyncStorage — yokugcina izilungiselelo zomsebenzisi nezintandokazi
Ukuvumelanisa kweServer
Kubasebenzisi abaregister, idatha iphinde ivumelaniswe ne-server yethu ukuze kuqinisekiswe:
- Ukufinyelela kudatha kumadivayisi amaningi
- Ukwenza kube khona ikhophi yedatha uma idivayisi ilahlekile noma ithathelwa indawo
- Ukubuyiselwa kwedatha uma ungene ngemvume kudivayisi entsha
- Ukuvumelanisa izinguquko ngesikhathi sangempela phakathi kwazo zonke izinsiza zakho
Ukusetshenziswa Okungaziwa
Uhlelo lungasetshenziswa ngaphandle kokubhaliswa. Kulokhu:
- Yonke idatha igcinwa kuphela endaweni yakho kumadivayisi akho
- Ukuxhumana kwe-server akutholakali
- Idatha ayikwazi ukubuyiselwa uma idivayisi ilahlekile
5. Amakhukhi kanye Nezibalo
Amakuki eWebhusayithi
Iwebhusayithi yethu (ikhasi lokufika) isebenzisa amakuki nezobuchwepheshe ezifana ukuze iqoqe ulwazi ngamaholide. Sisebenzisa ibhande lemakuki elikuvumela ukuthi ukhethe ukuthi yimaphi amakuki ofuna ukuwavuma.
I-Google Analytics
Kuwebhusayithi, sisebenzisa i-Google Analytics ukuqoqa izibalo ezingaziwa mayelana nezivakashi:
- Inani lezivakashi nezibukeli zamakhasi
- Imithombo yokuhamba (lapho abasebenzisi bevela khona)
- Isikhathi esichithwa kusayithi
- Indawo ye-geographic yezivakashi (kwizinga lezwe)
I-Google Analytics ivuliwe kuphela ngemva kokuvuma kwakho nge-bhande le-cookie. Ungathatha emuva ukuvuma nganoma yisiphi isikhathi. Idatha iqoqwa ngokuqondile futhi ayivumeli ukuhlonza umsebenzisi othile.
Ukuhlaziywa KweSicelo
Kusicelo esiphathwayo uqobo, sisebenzisa lezi zinsizakalo zokuhlaziya ezilandelayo:
- Sentry — yokulandela amaphutha nokwehluleka kuSicelo
- Isegemeni — sokuhlaziya ulwazi lomsebenzisi kanye nokuziphatha kuhlelo lokusebenza
6. Ukwabelana Ngemininingwane Nababambisene Nabo
Sabelana ngemininingwane nabanye kuphela ezimweni ezilandelayo futhi kuphela ukuze kuqinisekiswe ukuthi uhlelo lokusebenza lusebenza:
Izinsizakalo Zokuhlaziya
- Sentry — yokulandela amaphutha (idatha yephutha yezezimali kuphela edluliselwa, ngaphandle kolwazi lomuntu)
- Segment — yokuhlaziya isipiliyoni somsebenzisi (idatha ehlanganisiwe yokusetshenziswa kwezici idluliselwa)
Lezi zinsizakalo zisiza ukuthuthukisa uhlelo lokusebenza kodwa azinakho ukufinyelela kwedatha yakho yezezimali noma ulwazi lomuntu siqu.
OpenAI API
- OpenAI API — yokucubungula izici zePro (ukuhlonza ama-receipt, ukungena komsindo, ukuhluza izitatimende)
- IMPORTANT: Yonke idatha idluliselwa kwi-OpenAI API ngokuqinisekile, ngaphandle kolwazi lomsebenzisi. Izithombe ze-receipt, ukuqoshwa kwezingxoxo, nezifayili ze-akhawunti AZIGCINWA kumaseva ethu futhi ziyasuswa ngokushesha ngemva kokucubungula.
Ukusetshenziswa kwe-OpenAI API kulawulwa ngumgomo wobumfihlo be-OpenAI. Sincoma ukuthi ubuke umgomo wabo ukuze uthole ulwazi oluphelele.
Izinkundla Zokukhokha
- I-App Store (Apple) — yokucubungula ukukhokha okwenyanga ku-iOS
- I-Google Play — yokucubungula ukukhokha okwenyanga ku-Android
- Asinakho ukufinyelela kumakhadi akho ebhange noma iziqinisekiso zokukhokha. Yonke imininingwane yokukhokha icubungulwa yizinkundla.
Ukucubungula ukukhokha kwenziwa ngokuhambisana nezinqubomgomo zobumfihlo bezinkundla ezihambisanayo.
IMPORTANT: OKUBALULEKILE: Asithengisi, asiqashi, noma asidluliseli idatha yakho yomuntu siqu kwabanye abantu ukuze bayisebenzise ngokuhweba. Ukuhlinzekwa kwedatha kwenziwa kuphela ukuze kuqinisekiswe ukuthi uhlelo lusebenza futhi kuthuthukiswe isipiliyoni somsebenzisi.
7. Ukugcina Idatha
Isikhathi Sokugcina Idatha
Sigcina idatha yakho ngezikhathi ezilandelayo:
- Ngesikhathi i-akhawunti yakho isebenza — idatha igcinwa kuseva ukuze kuqinisekiswe ukuvumelanisa nokugcina
- Ngemuva kokusulwa kwe-akhawunti — yonke idatha iyasuswa kuseva ngokushesha, ngaphandle kokwenzeka kokubuyiselwa
- Kubasebenzisi abanokubhaliswa kokuphila — idatha igcinwa kuseva kuze kube ukusulwa kwe-akhawunti, noma ngabe isikhathi eside sokungasetshenziswa kweSicelo
Ukugcina Kwendawo
Idatha kudivayisi yakho igcinwa kuze kube:
- Uqeda uhlelo lokusebenza kudivayisi
- Ukhetha inketho ethi "Susa Yonke Idatha" kuzilungiselelo zohlelo lokusebenza
- Uwenza ukusetha kabusha idatha yedivayisi
Ukususa Idatha
Ungasusa idatha yakho nganoma yisiphi isikhathi:
- Ngokusebenzisa izilungiselelo ze-Application ngokukhetha inketho ethi "Susa Zonke Idatha"
- Ngekhanda lokuhlola ukususa idatha kuseva (kubasebenzisi abaqinisekisiwe)
- Ngokuthumela isicelo sokususa idatha ku: support@finsnap.app
Ngemuva kokusulwa kwedatha, ukuphindiselwa akukwaziwa. Qiniseka ukuthi unokugcina kwedatha yakho uma udinga.
8. Ukuvikeleka Kwedatha
Sisebenzisa izinyathelo ezahlukene zokuvikela idatha yakho ekufinyeleleni okungagunyaziwe, ukuguqulwa, ukuveza, noma ukuhlela:
Izinyathelo Zokuphepha Kwezobuchwepheshe
- Ukuqinisekisa idatha ngesikhathi sokudluliswa (HTTPS/TLS)
- Ukuqinisekisa idatha kuseva
- Ukugcina okuphephile kwezimpawu zokugunyazwa endaweni yokugcina ephephile yedivayisi
Izinyathelo Zokuhlela
Sikhawulela ukufinyelela kwedatha yakho:
- Abantu abavunyelwe kuphela banokufinyelela kumaseva anedatha
- Ukufinyelela kunikezwa kuphela ngendlela edingekayo ukuze kwenziwe imisebenzi yomsebenzi
- Zonke izenzo zedatha zirekhodwa ukuze kuqinisekiswe ukubhekelela
Ukukhusela Idatha Yedivayisi
Ukuze uvikele idatha kudivayisi yakho, siphakamisa:
- Ukusebenzisa ukuvulwa kwesikrini (iphasiwedi, umaka wezandla, i-Face ID)
- Ungadluliseli idivayisi kwabanye ngaphandle kokulawula kwakho
IMPORTANT: OKUBALULEKILE: Naphezu kwazo zonke izinyathelo zokuphepha, akukho ndlela yokudlulisa idatha ku-inthanethi noma indlela yokugcina idatha ngogesi engaphelele ngokuphelele. Asikwazi ukuqinisekisa ukuphepha okuphelele kwedatha yakho kodwa senza konke okusemandleni ethu ukuyivikela.
9. Amalungelo Akho
Ngokuhambisana nezindinganiso zomhlaba jikelele zokuvikelwa kwedatha yomuntu siqu, unamalungelo alandelayo:
Ilungelo Lokufinyelela
Unelungelo lokuthola ulwazi mayelana nedatha yomuntu siqu esiyigcinayo ngawe:
- Cela ikhophi yazo zonke idatha zakho ezigcinwe kumaseva ethu
- Funda ukuthi sisebenzisa kanjani idatha yakho
Ilungelo Lokulungisa
Unelungelo lokulungisa idatha engalungile noma engaphelele:
- Lungisa idatha ngqo kuhlelo lokusebenza
- Cela ukulungiswa kwedatha engashintshwa kuhlelo lokusebenza
- Vuselela ulwazi kwi-akhawunti yakho
Ilungelo Lokususa
Unelungelo lokususa idatha yakho yomuntu siqu:
- Susa idatha ngokusebenzisa izilungiselelo ze-Application
- Cela ukusulwa kwe-akhawunti kanye nedatha yonke ehlobene
- Withdraw consent for data processing
Ilungelo Lokudluliselwa Kwedatha
Unelungelo lokukhipha idatha yakho:
- Khipha zonke izinkokhelo ku-CSV format ngokusebenzisa izilungiselelo ze-Application
- Thola ikhophi yazo zonke idatha yakho ngendlela ehlelekile
- Transfera idatha kwenye uhlelo noma insiza
Ilungelo Lokuvimbela Ukucubungula
Unelungelo lokuvimbela ukucubungula idatha yakho kwezinye izimo:
- Phikisa ukunemba kwedatha bese ucelwa ukuvimbela ukucubungula kuze kube kuqinisekiswa
- Cela ukuvimbela ukucubungula uma idatha icubungulwa ngokungemthetho
- Withdraw consent for data processing for certain purposes
- Sebenzisa uhlelo ngokungaziwa ngaphandle kokubhalisela, okunciphisa ukuqoqa idatha
10. Ukuxhumana nge-imeyili
Imeyili Zobuchwepheshe
Sithumela imeyili kuphela ngezinhloso zobuchwepheshe ezilandelayo:
- Ukuqinisekisa ukubhaliswa kwe-akhawunti
- Ukubuyiselwa kwephasiwedi (uma kusebenze)
- Izaziso ngezinguquko ezibalulekile kuhlelo lokusebenza noma kwiMigomo Yokuvikela
Ukuxhumana Kwezokumaketha
ASITHUMELI ama-imeyili okuthengisa, imiyalezo yokukhangisa, noma i-spam.
- Asithumeli izindaba zomkhiqizo
- Asithumeli offers zokukhangisa
- Asithumeli ulwazi mayelana nezinhlelo zokubambisana
- Asabelani nge-imeyili yakho nabanye abantu ngenhloso yokumaketha
Uma uthola i-imeyili evela kithi ebonakala njengokumaketha, sicela usazise ku-support@finsnap.app.
11. Ubumfihlo Bezingane
I-FinSnap Application ihloselwe abasebenzisi abaneminyaka engu-6 ubudala nangaphezulu. Asiqondi ukuqoqa idatha yomuntu siqu ezinganeni ezingaphansi kweminyaka engu-6 ngaphandle kwemvume yabazali noma umgibeli wezomthetho.
Uma sithola ukuthi siqoqa idatha yomuntu siqu ezinganeni ezingaphansi kweminyaka engu-6 ngaphandle kwemvume efanele, sizosusa le datha ngokushesha. Uma ungumzali noma umgibeli futhi ucabanga ukuthi ingane yakho isinikeze idatha yomuntu siqu, sicela uxhumane nathi: support@finsnap.app
12. Izinguquko kuMthetho Wobumfihlo
Singase sithuthukise lo Mthetho Wobumfihlo ngezikhathi ezithile. Sizokwaziqinisekisa nganoma yiziphi izinguquko ezibalulekile:
- Ngokuxwayisa kuhlelo lokusebenza
- Ngokuthumela nge-imeyili (uma unenkampani ebhalisiwe)
- Ngokushicilela inguqulo ethuthukisiwe kuleli khasi
- Ngokushintsha usuku "Lokugcina luvuselelwe" ekuqaleni kweMigomo
Kuhloswe ukuthi uhlole njalo inguqulo yamanje yeMigomo Yokuvikelwa. Ukuqhubeka nokusebenzisa uhlelo lokusebenza ngemuva kokwenziwa kwezinguquko kubonisa ukuvumelana kwakho nemigomo ebuyekeziwe.
13. Ukuhanjiswa Kwemininingwane Kwamanye Amazwe
Uhlelo lokusebenza lweFinSnap luhloselwe ukusetshenziswa emhlabeni jikelele. Idatha yakho ingagcinwa futhi iphathwe kumaseva atholakala ezweni elihlukene, kuhlanganise nezwe elingaphansi komthetho wakho.
Ngokunikeza idatha yakho, uyavuma ukudluliswa kwayo nokugcina kwi-server kunoma yisiphi izwe lapho thina noma abahlinzeki bethu besebenza khona. Sisebenzisa izinyathelo ezifanele zokuphepha ukuvikela idatha yakho kungakhathaliseki ukuthi ikuphi, ngokuhambisana nale Nqubomgomo Yokuvikela Ubumfihlo kanye nomthetho osebenzayo.
Okugcina kubuyekeziwe: December 21, 2025